--- title: "Scams & Online Safety" description: "Recognising financial scams and tricks; phishing emails and fake websites; protecting personal and financial information online; 'if it seems too good to be true, it probably is'" canonical: https://lightmysky.com/learn/life-skills/scams-and-online-safety-mt_W5euSyU2sO source: https://lightmysky.com/learn/life-skills/scams-and-online-safety-mt_W5euSyU2sO.md retrieved: 2026-11-12 --- > **Agent view.** This is the Markdown twin of the page, for tools and assistants. > When to use this site, and the call that answers each job: https://lightmysky.com/agent-instructions.md > API description (OpenAPI 3.1): https://lightmysky.com/openapi.json · Authentication: https://lightmysky.com/auth.md > Pricing: https://lightmysky.com/pricing.md · Catalog: https://lightmysky.com/llms.txt · Full catalog: https://lightmysky.com/llms-full.txt > Every machine-readable file on this domain: https://lightmysky.com/.well-known/ai-catalog.json > Ask for Markdown with `Accept: text/markdown`, a `.md` address, or `?mode=agent`. # Scams & Online Safety Recognising financial scams and tricks; phishing emails and fake websites; protecting personal and financial information online; 'if it seems too good to be true, it probably is' Subject: Life Skills · Area: Money & Finance · Ages 9 to 11 Page: https://lightmysky.com/learn/life-skills/scams-and-online-safety-mt_W5euSyU2sO ## Ready when they can - Identify at least two warning signs of a scam (asking for personal details, too-good-to-be-true offers, urgency) - Explain how sharing passwords or payment details through an unchecked request can put accounts or money at risk - Describe what to do if they receive a suspicious message or email (don't click, tell an adult) ## Lesson: Spotting a Scam A scam is a trick used to get money or private information by lying. A scammer might invent a prize to persuade someone to send details. Scams can appear in messages, emails, websites or pop-ups. **Example.** Zara gets a message: 'You've won a new phone! Enter your address and bank card number to claim it.' The unexpected prize and request for private details are warning signs. Zara leaves the link alone and asks a trusted adult to check. Watch for unexpected requests for private details, surprising prizes or pressure to act quickly. These are warning signs, not proof by themselves. A scammer may pretend to be a school, bank, shop or friend. A fake message designed to steal private information is called phishing. *(drawing: If a message looks like a scam, follow these steps in order.)* Someone who gets your password may enter your account and pretend to be you. Card details may let someone spend money. Do not send these details in messages or enter them through unexpected links or pop-ups. A fake website can copy a real site's appearance. Ask a trusted adult to help check a login or payment page before using it. For a suspicious message, stop. Do not click links, open attached files, reply or enter details. Tell a trusted adult and check together. A familiar name or friend's account does not prove a message is safe. To contact the sender, use a number or website already known to be genuine, not details in the suspicious message. **Recap.** A scam tricks you into giving away money or details. Stop, don't click, and tell an adult. *This lesson, its questions and flashcards were written for this dataset. The named message examples are fictional.* ## Practice 8 questions on this page, each with its working shown. ## Needs first - [Looking After Money](https://lightmysky.com/learn/life-skills/looking-after-money-mt_FNSeo9_T2Z) - [Ways to Pay](https://lightmysky.com/learn/life-skills/ways-to-pay-mt_K8_RYIvrTV) ## Optional connections - [Deepfakes and AI-Generated Content](https://lightmysky.com/learn/computing/deepfakes-and-ai-generated-content-mt_tzMr83pS8v) ## Opens up - [Four Moves Used in Scams](https://lightmysky.com/learn/life-skills/four-moves-used-in-scams-mt_0H9a6qv2XL) - [AI Data Collection and Privacy](https://lightmysky.com/learn/computing/ai-data-collection-and-privacy-mt_HopZomN12L)