Ways to Pay · seed 1 · A4, ink-friendly. The answer key prints on its own page for grown-ups.
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Ways to Pay

Life Skills · Money & Finance · ages 7-9
Name ______________________   Date ____________

  1. A shop accepts contactless phone payments. Which phone has the payment setup needed for an adult to pay at its reader?

    • A phone not set up to pay
    • A phone showing a card photo, with no payment set up
    • A phone with a debit card set up for payment

  2. Which uses money from its linked bank account to pay for a purchase?

    • A debit card
    • Cash
    • A credit card

  3. Paying with a card makes a purchase free because no notes or coins change hands.

    Circle one:   True   False

  4. Which statement explains a risk of sharing card details and passwords?

    • Keeping the card makes shared details safe to use
    • Sending them for a promised prize cannot put money at risk
    • Someone could misuse them to try to spend money

  5. Sam's mom has $15 in her bank account. She pays the full $5 sandwich price using her debit card. Nothing else changes the balance. How much is left?

    • $15 stays in the account
    • $10 stays in the account
    • $20 stays in the account

  6. A pencil costs $4 and an eraser costs $3. These are the full prices. With his mom's permission, Leo buys both using her debit card. How many dollars does the payment use from her account?

    Answer: ______________

  7. Jordan gets a surprise message asking for his mom's card details to 'win a prize.' What should he do?

    • Open its link; keep details private
    • Tell an adult; keep details private
    • Delete it and tell nobody about the message

  8. Maya's phone uses a credit card. She says, 'My bank balance did not drop today, so my book was free.' What should she remember?

    • The borrowed money must still be paid back
    • A credit payment uses only money already saved in her bank account
    • No bank payment means nothing is owed
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Answer key

For grown-ups. Fold this page away before handing over the rest.

Ways to Pay W1-mt_K8_RYIvrTV-s1

  1. A phone with a debit card set up for payment · The phone needs payment set up. A photo of a card does not replace that setup. Only the phone with its debit card set up has the setup needed to pay.
  2. A debit card · A debit card uses linked account money. Cash uses notes and coins. A credit card uses borrowed money that must be repaid.
  3. False · Debit uses account money. Credit uses borrowed money that must be repaid. Neither makes the purchase free.
  4. Someone could misuse them to try to spend money · Someone could misuse shared details to try to spend money or enter an account. Keeping the card or being promised a prize does not make sharing safe.
  5. $10 stays in the account · Take the $5 payment away from $15: 15 - 5 = 10. There is $10 left.
  6. 7 · Add the full prices: 4 + 3 = 7. This debit payment uses $7 from the linked account.
  7. Tell an adult; keep details private · Jordan should keep the details private, avoid the message's links and tell a trusted adult. Opening the link or keeping the request secret leaves out part of the safety response.
  8. The borrowed money must still be paid back · Credit uses borrowed money that must be repaid. It does not use only saved account money, and an unchanged bank balance that day does not mean nothing is owed.
Worksheet · LightMySky