Which income should you use to check whether your monthly living-cost budget is affordable?

• A possible future salary before deductions
• Reliable take-home income you receive now
• A friend's income from a better-paid job

Your monthly budget has £650 rent, £140 separate bills, £60 travel, £120 food and a £70 buffer. What is the total?

• £1,040
• £1,190
• £1,110

Flat A has £600 rent and £160 travel each month. Flat B has £680 rent and £40 travel. All other costs are equal. Flat A is cheaper overall.

You do not understand the agreement's guarantor and arrears terms. What should you do before signing?

• Sign before asking what the payment terms require
• Ask in writing; seek independent advice if needed
• Rely on the viewing talk to explain payment duties

Which tenancy clauses describe payments, ending the tenancy and repair duties?

• Rent amount, tenancy length and deposit rules
• Deposit terms, payment dates and utility bills
• Rent amount, notice rules and repair duties

Which statement about a tenancy deposit is accurate?

• It is security; check local custody and deduction rules
• It is prepaid rent used instead of the last month's rent
• It is a repair fund for any work the landlord wants

You expect to move for study next year. Which approach helps compare renting with buying?

• Compare full costs and whether the exit terms fit
• Choose buying because it must have lower total costs
• Choose renting because no notice is ever needed

At move-out, the landlord proposes a deposit deduction for a tile shown cracked in your move-in inventory and dated photos. How should you question it?

• Accept the charge because proposed deductions are final
• Send the photos and assume they guarantee the full repayment
• Request records, dispute in writing and check local routes