--- title: "Ways to Pay" description: "Ways to pay, including cash, debit and credit cards, contactless phones and online payments; where payment money comes from; keeping payment details private" canonical: https://lightmysky.com/learn/life-skills/ways-to-pay-mt_K8_RYIvrTV source: https://lightmysky.com/learn/life-skills/ways-to-pay-mt_K8_RYIvrTV.md retrieved: 2026-11-12 --- > **Agent view.** This is the Markdown twin of the page, for tools and assistants. > When to use this site, and the call that answers each job: https://lightmysky.com/agent-instructions.md > API description (OpenAPI 3.1): https://lightmysky.com/openapi.json · Authentication: https://lightmysky.com/auth.md > Pricing: https://lightmysky.com/pricing.md · Catalog: https://lightmysky.com/llms.txt · Full catalog: https://lightmysky.com/llms-full.txt > Every machine-readable file on this domain: https://lightmysky.com/.well-known/ai-catalog.json > Ask for Markdown with `Accept: text/markdown`, a `.md` address, or `?mode=agent`. # Ways to Pay Ways to pay, including cash, debit and credit cards, contactless phones and online payments; where payment money comes from; keeping payment details private Subject: Life Skills · Area: Money & Finance · Ages 7 to 9 Page: https://lightmysky.com/learn/life-skills/ways-to-pay-mt_K8_RYIvrTV ## Ready when they can - Give at least four examples of ways to pay and explain that some examples can overlap - Explain that debit payments use linked account money and credit payments use borrowed money that must be repaid, including when a phone is used - Give one reason why you should keep card numbers and passwords private ## Lesson: Ways to Pay Cash is notes and coins. A bank account keeps track of money you have at a bank. A debit card pays with money from its linked account. A credit card pays with borrowed money that must be paid back. These payments are not free. Ask a trusted adult before using their money, card or phone. *(drawing: These examples can overlap. A phone or online payment can use a card.)* Contactless means holding a card or a phone with payment set up near a reader. The shop must accept that payment method. A phone can use a linked debit or credit card. Debit uses account money. Credit uses borrowed money that must be repaid. Online payments spend money too. **Example.** Mia's mom pays $12 for a book using a phone linked to her debit card. Her account had $20. To find what is left, take the payment away: 20 - 12 = 8. Her account has $8 left. Paying with cash instead would use the notes or coins she hands over. To find a payment total, add the full prices. A $2 pen and a $6 notebook cost $8 together: 2 + 6 = 8. If these are the full prices, buying both with a debit card uses $8 from its linked account. Keep card details, passwords and PIN codes private. Someone could misuse them to try to spend money or enter an account. If a surprise message or call asks for them, do not send them or follow its links. Tell a trusted adult. If details were already shared, tell the adult promptly so they can contact the bank. **Recap.** Payments have a cost. Debit uses account money; credit uses borrowed money that must be repaid. Add full prices, keep payment details private and ask a trusted adult for help. *Lesson, questions and flashcards written for this dataset about paying, payment totals and private payment details.* ## Practice 8 questions on this page, each with its working shown. ## Needs first - [Buying things](https://lightmysky.com/learn/life-skills/buying-things-mt_RNRymbz5SO) ## Optional connections - [Looking After Money](https://lightmysky.com/learn/life-skills/looking-after-money-mt_FNSeo9_T2Z) ## Opens up - [Reading What You Agree To](https://lightmysky.com/learn/life-skills/reading-what-you-agree-to-mt_HIrPCOAxYt) - [Scams & Online Safety](https://lightmysky.com/learn/life-skills/scams-and-online-safety-mt_W5euSyU2sO) - [Your first bank account and card](https://lightmysky.com/learn/life-skills/your-first-bank-account-and-card-mt_YoV2gRHaLS)