En anglais

Saving Money for Later

Life Skills · Money & Finance · ages 5-7

Name ______________________ Date ____________

Delayed gratification can mean waiting for something you want more instead of buying a treat now.
Circle one: True False
Why do people save money?
- To use it for something later
- To use it all on a treat today
- To hand it all over right now
What is a savings goal?
- Something you have already bought
- Something you buy as soon as you see it
- Something you plan to save money for
Mia wants a toy more than candy. Which plan helps her save for the toy?
- Spend every coin on candy each day
- Keep some coins for the toy she wants
- Give away every coin before saving any
Noah starts with no coins. He saves 1 coin each week and spends none. How many coins has he saved after 5 weeks?
Answer: ______________
At a pretend shop, all coins have the same value. Ben's toy costs 10 coins. He has 4 coins and still wants the toy. What helps him reach his goal?
- Spend the 4 coins on candy and keep no coins
- Pay 4 coins and say that it is the full price
- Keep the 4 coins and save more for the toy
At a pretend shop, all coins have the same value. Ana's book costs 12 coins. She starts with none, saves 3 each week and spends none. How many weeks until she has enough?
Answer: ______________
Lily has saved enough for the book she wants. She says saving means she must never spend those coins. Which reply helps her?
- She can use her savings to pay for the book
- She must leave all her saved coins in the jar forever
- She must spend the coins on a different thing first

Answer key

For grown-ups. Fold this page away before handing over the rest.

True · Choosing to wait for a later goal instead of having a treat now is an example of delayed gratification.
To use it for something later · Saving keeps money available for a later need or want.
Something you plan to save money for · A savings goal gives you a reason to keep money for a planned later use.
Keep some coins for the toy she wants · Keeping some coins leaves money for Mia's toy goal. Spending or giving away every coin leaves none for it.
5 · Five weeks give five groups of one coin, making 5 coins.
Keep the 4 coins and save more for the toy · Four coins are fewer than the ten needed. Keeping them and adding more moves Ben toward his goal.
4 · Four weekly groups of 3 coins make 12 coins, so Ana needs 4 weeks.
She can use her savings to pay for the book · Saving keeps money for a later use. Lily has reached her goal and can use that money for her book.