What Comes Out of a First Payslip · seed 1 · A4, ink-friendly. The answer key prints on its own page for grown-ups.

Read your first payslip

Life Skills · Money & Finance · ages 15-16
Name ______________________   Date ____________

  1. Aaliyah earns £8 an hour stacking shelves. She works 5 hours. What is her gross pay before any deductions?

    • £35
    • £40
    • £45
    • £13

  2. Mia earns £12 an hour. She works 6 hours on Saturday. What is her gross pay for that shift?

    • £60
    • £72
    • £78
    • £84

  3. Mia earns 12 an hour and works 6 hours on Saturday. What is her gross pay?

    • 60
    • 72
    • 78

  4. Which three are common deductions between gross and net?

    • Overtime, bonus and tips
    • Snacks, travel and games
    • Income tax, National Insurance and pension

  5. Ben and Priya earn the same rate for the same hours. Priya pays into a pension and Ben does not. Whose net pay is higher?

    • Ben, since pension comes off gross pay
    • Priya, since pension is added on top
    • Both exactly the same

  6. Ben and Priya both earn £15 an hour and worked the exact same hours this week. Priya pays into a workplace pension and Ben does not. Whose net pay will be higher?

    • Ben's, because pension contributions reduce net pay
    • Priya's, because pension contributions are added on top
    • They will be exactly the same
    • Priya's, because she works fewer hours

  7. Tomás earns $9.00 an hour at his weekend job. On Saturday he worked 1 1/3 hours in the morning and 40 minutes in the afternoon. What is his total gross pay for the day?

    Answer: ______________

  8. Tomas earns 9.00 an hour. He works 1 and 1/3 hours in the morning and 40 minutes in the afternoon. What is his gross pay for the day?

    Answer: ______________

  9. Noah earns £11 an hour and works 20 hours in a week. £15 is taken for income tax and £8 for National Insurance. What is his net pay for the week?

    Answer: ______________

  10. Noah earns 11 an hour for 20 hours. Then 15 is taken for income tax and 8 for National Insurance. What is his net pay?

    Answer: ______________

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Answer key

For grown-ups. Fold this page away before handing over the rest.

Read your first payslip W1-mt_L4Ygz5CNjP-s1

  1. £40 · Gross pay comes straight from rate times hours, nothing subtracted yet.
  2. £72 · Gross pay is just the hourly rate multiplied by hours worked, before anything is taken out.
  3. 72 · Gross pay is rate times hours, with nothing subtracted yet.
  4. Income tax, National Insurance and pension · Those three come off gross pay before the take-home amount is left.
  5. Ben, since pension comes off gross pay · Same gross with one extra deduction leaves less net. The money is saved, not gone.
  6. Ben's, because pension contributions reduce net pay · Same gross pay does not mean same net pay once you factor in different deductions like pensions.
  7. 18 · Turn all the time into hours first, then multiply by the rate to get gross pay.
  8. 18 · Turn all time into hours first, then multiply by the rate.
  9. 197 · Work out gross pay first, then subtract each deduction one at a time to reach net pay.
  10. 197 · Find gross first, then subtract each deduction one at a time.
Worksheet · LightMySky