Protecting Money and Identity · seed 1 · A4, ink-friendly. The answer key prints on its own page for grown-ups.

Keep your money and identity safe

Life Skills · Money & Finance · ages 16-18
Name ______________________   Date ____________

  1. A message says your account is locked and urges you to act now. What is it running on?

    • A routine software update
    • Urgency plus borrowed trust
    • Good customer service

  2. What will your bank never ask for by call, text or email?

    • Passwords, PINs and one time codes
    • Your branch opening hours
    • Its own official website address

  3. You should click the link in a warning text to reach your bank quickly.

    Circle one:   True   False

  4. How do you spot a phishing message?

    • Reply quickly so they know you are alert
    • Check the sender letter by letter and hover over links without clicking
    • Trust any message that carries a familiar logo

  5. What do you do when someone asking for bank details contacts you?

    • Forward your codes to the number they give
    • Answer fast so the account stays open
    • Stop, use the official app or number, and report it

  6. Why switch on two factor authentication for your email first?

    • Email resets nearly every other account you own
    • Email companies pay you for it
    • It makes your inbox load faster

  7. Which habit gives the earliest warning of account abuse?

    • Alerts on every transaction plus a monthly statement check
    • Checking your balance once a year
    • Deleting bank messages without reading them

  8. You spot a payment you never made. What are the first three steps?

    • Close all accounts and stop using banks
    • Wait a month, then mention it to a friend
    • Freeze the account, list the fraud for the bank, file a written dispute
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Answer key

For grown-ups. Fold this page away before handing over the rest.

Keep your money and identity safe W1-mt_h1OSxzjD2T-s1

  1. Urgency plus borrowed trust · Scams pair rushing with familiar logos to stop you thinking.
  2. Passwords, PINs and one time codes · Real banks never request access details through messages or calls.
  3. False · Links lead to copycat sites built to harvest your login.
  4. Check the sender letter by letter and hover over links without clicking · Generic greetings, small errors and mismatched senders give it away.
  5. Stop, use the official app or number, and report it · Verification through official channels defeats nearly every attack.
  6. Email resets nearly every other account you own · Whoever controls your email can reset your banking too.
  7. Alerts on every transaction plus a monthly statement check · Boring routine catches tiny test payments before big theft.
  8. Freeze the account, list the fraud for the bank, file a written dispute · Freeze, report precisely, dispute in writing, then secure the route in.
Worksheet · LightMySky