Subscriptions and the Default to Renew · seed 1 · A4, ink-friendly. The answer key prints on its own page for grown-ups.

Tame your subscriptions

Life Skills · Money & Finance · ages 15-16
Name ______________________   Date ____________

  1. What is the first job with subscriptions on an account?

    • Guess the total from memory
    • List every recurring charge with price and day
    • Delete the banking app

  2. What does default to renew mean?

    • The plan keeps charging until you cancel
    • The plan ends by itself
    • The plan refunds old charges

  3. Cancelling during a free trial normally ends your access that same minute.

    Circle one:   True   False

  4. A trial ends Friday. When should your own reminder fire?

    • Next month sometime
    • Friday at the last minute
    • Two days earlier, on Wednesday

  5. A music plan costs 8 a month. What does it cost over a full year?

    Answer: ______________

  6. Monthly costs 8 and yearly costs 72 for the same app. You will keep it all year. Which is cheaper?

    • The yearly plan at 72
    • The monthly path at 96 a year
    • Both cost exactly the same

  7. You pause a plan for a school break but keep the files. A charge still appears. What proves your case?

    • Your memory of clicking something
    • Deleting the app afterwards
    • A screenshot of the confirmation plus the end date

  8. A tool costs 60 to buy once or 8 a month forever. You need it for two years. Which is cheaper?

    • The subscription, since monthly feels small
    • Buying once, since 24 months at 8 is 192
    • Both cost the same over time
LightMySky · lightmysky.comW1-mt_jvVqDwwHIj-s1

Answer key

For grown-ups. Fold this page away before handing over the rest.

Tame your subscriptions W1-mt_jvVqDwwHIj-s1

  1. List every recurring charge with price and day · You cannot judge a total you have never listed.
  2. The plan keeps charging until you cancel · Silence means yes. Only your cancel stops future charges.
  3. False · You normally keep access until the trial end date, so early cancel is safe.
  4. Two days earlier, on Wednesday · An early reminder lets you choose instead of drifting into a charge.
  5. 96 · Yearly each monthly price with times 12 before you compare anything.
  6. The yearly plan at 72 · Times 12 first: 96 beats 72, so the yearly plan wins here.
  7. A screenshot of the confirmation plus the end date · No proof means a long argument. Dates plus confirmation reverse wrong charges.
  8. Buying once, since 24 months at 8 is 192 · Monthly feelings hide totals. 8 times 24 is 192, far past 60.
Worksheet · LightMySky