Subscriptions and the Default to Renew · seed 1 · A4, ink-friendly. The answer key prints on its own page for grown-ups.

Tame your subscriptions

Life Skills · Money & Finance · ages 15-16
Name ______________________   Date ____________

  1. What is a useful first step when checking subscriptions on your accounts?

    • Add only the charges you remember from the last few days
    • List each recurring charge, its price and its renewal date
    • Count every small payment as a subscription without checking

  2. What does default to renew mean for an auto-renewing subscription?

    • Charges repeat unless you stop renewal by the stated deadline
    • The plan ends at each renewal date
    • The plan refunds earlier charges when it renews

  3. Every free trial lets you keep access until its original end date after you cancel.

    Circle one:   True   False

  4. Practice terms say free access ends 18 June. Monthly charges of £6 start on 19 June unless you cancel by 16 June. You want a reminder two days before the cancellation deadline. Which summary matches?

    • Paid from 19 June; cancel by 18 June; remind on 16 June
    • No paid plan starts; cancel by 16 June; remind on 14 June
    • Paid from 19 June; cancel by 16 June; remind on 14 June

  5. Your complete subscription list has two monthly charges, £3 and £5, plus one annual charge of £24. There are no extra fees or price changes. What is the total cost for 12 months, in pounds?

    Answer: ______________

  6. The same app costs £7 a month or £75 for a year. You need 12 months of access. There are no extra fees or price changes. Which costs less?

    • Annual: £75
    • Monthly: £84
    • Both plans: £75

  7. You completed cancellation before the stated deadline, but a later renewal charge appears. Which record best supports asking the provider to check it?

    • The date you deleted the app
    • Your estimate of when you last used the service
    • The dated confirmation that cancellation was completed

  8. The same tool costs £60 to buy once or £8 a month. You expect 20 uses over 24 months. Both options meet your needs throughout that time, with no extra fees or price changes. Which has the lower cost per use?

    • Subscribe: £3.00 per use
    • Buy once: £3.00 per use
    • Both: £9.60 per use
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Answer key

For grown-ups. Fold this page away before handing over the rest.

Tame your subscriptions W1-mt_jvVqDwwHIj-s1

  1. List each recurring charge, its price and its renewal date · A checked list lets you calculate costs and identify plans you may want to keep or stop.
  2. Charges repeat unless you stop renewal by the stated deadline · Renewal is already switched on. Follow the plan's terms to stop another period's charge.
  3. False · Access after cancellation depends on the trial's terms. It may end at once or continue until a stated date.
  4. Paid from 19 June; cancel by 16 June; remind on 14 June · Billing starts on 19 June unless cancelled by 16 June. Two days before that cancellation deadline is 14 June, not two days before access ends.
  5. 120 · Monthly charges total £8. Twelve months cost £96; adding the £24 annual charge gives £120.
  6. Annual: £75 · Monthly payments total £7 x 12 = £84. The £75 annual plan costs £9 less for the same year.
  7. The dated confirmation that cancellation was completed · A dated confirmation helps show when cancellation was completed. The provider must still check the charge against the terms.
  8. Buy once: £3.00 per use · Buying costs £60 / 20 = £3 per use. Subscribing costs £192 / 20 = £9.60 per use.
Worksheet · LightMySky