LightMySky

The Four Moves Behind a Scam

Most scams run the same four moves: a reason to hurry, a borrowed authority, a request to keep it quiet, and a payment route that cannot be reversed. Verify through a channel you looked up yourself.

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What a learner can do afterwards

  • Name the four moves in a scam message and point at each one in a real example
  • Explain why letting someone else move money through your account makes you the person the bank comes to
  • Verify a request by contacting the organisation through a number or address they found themselves, not one in the message

1 · Read

Most scams run the same four moves. A reason to hurry, a borrowed authority, a request to keep it quiet, and a payment route that cannot be reversed. Learn the four and you can point at each one inside any message.

Try it together

A text claims your parcel is held and pushes you to pay at once through a fast app. The hurry, the borrowed name, the secrecy and the instant payment are all four moves in one message. Apps like that move money in seconds, and no bank can pull it back, like handing over cash in the street.

Watch the refund the difference trick too. A buyer overpays with a fake payment, then asks you to return the extra through a route that cannot be reversed. Never move money through your own account for someone else, since the bank treats you as the sender.

Good to know

Verify through a channel you looked up yourself, never a link or number from the message. A deal that only works by mail, wire or gift cards, with the other side rushing you, is a red flag. Meet face to face or walk away.

Name the four moves, fear instant payments, and verify through a channel you found yourself.

2 · Watch

Take it off screen

Print a worksheetA4 with an answer key page for grown-ups. No screen, no internet.

Where it sits

Where this leads

Jobs that lean on this skill. Follow one to see everything it is built on.

Then practise

8 questions wait behind this lesson, each with its answer explained. Every answer feeds the sky: stars light as they are learned, and dim when it is time to come back.

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The Four Moves Behind a Scam · Life Skills, ages 15 to 16 · LightMySky